As we’re in full swing for 2019 — we want to take one final moment to say how much we appreciate all of the help and support from everyone in 2018; our Customers/Members, insurance carrier partners, investors, and of course others in the broader insurtech and insurance industry selflessly cheering us on along the way. Here’s a look back at how far we’ve come this year, and where our sights are set for the future!
There are many reasons to bring Freelancers into an organization. They can be invaluable when you need a specific type of expertise, an important project completed quickly, or simply a fresh pair of eyes on your company. However, without the right tools and processes, outsourcing can be more trouble than it’s worth. Here are some tips to streamline your onboarding and collaboration process, so neither your company - or your freelancers - are wasting valuable time.
Compliance means a couple of things for independent contractors. First off, it means ensuring that they do, in fact, fit in that category. It means making sure they’ve protected both themselves and the company from harm. And because their contract doesn’t take them under the company wing, it also means actively checking that they remain compliant after the contract has been signed. While contracts and state regulations will vary, this comprehensive guide will help you ensure that your independent contractors are compliant throughout your engagement.
You may wonder if your current business liability policy handles cyberattacks. Unfortunately, just like a standard home insurance policy doesn’t cover flood damage, a standard commercial liability policy doesn’t encompass cyber liability, mainly because the speed at which digital communications procedures and policies shift makes it hard for insurers to keep up.
Getting a startup off the ground involves coordinating a vast array of behind-the-scenes logistics. One essential element is sourcing the right insurance that will enable you to conduct your business operations. When Carlos, co-founder of Austin startup Seekr, needed startup insurance, he turned to Bunker. Here, Carlos shares his experience as he continues to work with Bunker in growing his company.
Any freelancer will tell you, the freedom to work when you want, how you want, and on what you want, outweighs the risks of working for yourself - but that doesn't mean the risks aren't real. If you work for yourself, or are considering it, here are some of the risks you should be prepared for, as well as tips on how to lower the chance that they'll happen to you, and protect yourself in case they do.
As a freelancer, it falls on you to identify and purchase the insurance you need to protect yourself and your business. It's a lot to manage, but we're here to help. Each week we’ve taken a deep dive into freelance insurance to help you figure out what you need, why, how much it will cost, and how to save. In our final installment, we tackle auto insurance, and how to manage all the moving parts in your freelance business.
Time for another Bunker update — We had a busy Q3 (wait…is it already November?!) — we are excited to share a bit more on where we’ve been and where we’re going!
As a freelancer, it falls on you to identify and purchase the insurance you need to protect yourself and your business. It's a lot to manage, but we're here to help. Stay tuned each week as we deep dive into freelance insurance, and help you figure out what you need, why, how much it will cost, and how to save. This week we take a look at Bunker’s specialty: Liability Insurance!
As a freelancer, it falls on you to identify and purchase the insurance you need to protect yourself and your business. It's a lot to manage, but we're here to help. Stay tuned each week as we deep dive into freelance insurance, and help you figure out what you need, why, how much it will cost, and how to save. This week: Business Property Insurance.
As a freelancer, it falls on you to identify and purchase the insurance you need to protect yourself and your business. It's a lot to manage, but we're here to help. Stay tuned each week as we deep dive into freelance insurance, and help you figure out what you need, why, how much it will cost, and how to save. First up: health insurance.
Despite being relatively dangerous, the service industry as a whole doesn’t have a history of providing strong protections for its workers. The gig economy has a similar reputation. With the absence of traditional employee benefits like workers’ compensation, it’s important that equitable replacements are created for gig workers in any sector, particularly those that come with a high risk of injury. As on-demand platforms usher the service industry into the future of work, it’s up to them to make sure that the whole is safer than the sum of its parts.
Liability Insurance can be a tough sell when no one’s explicitly requiring you to purchase it. We buy car insurance because we have to. We buy business insurance when it’s required for a contract. But without a car or a contract hinging on insurance, the absence of immediate value makes it easy to do without. That is, until you’re being sued by an angry bride for failing to capture any photos of her father smiling.
While the gig economy is in many ways a more efficient and productive model, it’s also a less secure one. That’s not to say that engaging independent contractors is a lawless gamble, but rather that enterprises must be informed and intentional when it comes to making sure their workforce is compliant and protected. Read below to learn how!
By now, most people are familiar with the reality of the gig economy and its implications for the future of work. But few know its origin story. There’s a popular misconception that Uber and Taskrabbit stepped onto the scene and, just like that, the gig economy was born. The real story is a little more nuanced. The history of the gig economy is not just a story of 21st century technology, but also of shifting cultural norms and workforce values throughout the past century.
As more and more of the workforce becomes independent, the social safety net protecting employees will have to expand and adapt. Occupational Accident Insurance is a step in that direction. If innovative companies continue to prioritize the humans that make up the gig economy, the Future of Work will be a safe place for everyone.
The contingent workforce values and relies upon agility. In order to take advantage of the on-demand economy, enterprises must be flexible as well. As the workforce becomes faster and more efficient, companies founded upon structured hierarchy and processes will have to adjust the way they go about accomplishing their goals or risk falling behind. Here are four steps to take to ensure that your enterprise has the agility required to harness the contingent workforce:
